How it works
Rent-to-own, explained in plain English
Running a business on the island? Spanish car finance can feel like a maze of banks, guarantors and small print. Ours is different: a straightforward contract between your company and us, with a clear exit at the end. Here's exactly how it works.
Configure your contract
Choose your car, your term and your down payment. The down payment isn't a deposit that vanishes: it's your security, and it reduces your monthly fee, euro for euro. On the Xiaomi SU7 Ultra – Track Professional Package, for example, €30,000 down brings the fee to €2,395 a month, with insurance and GPS (net prices, VAT shown separately).
Sign and receive
We verify your company, you sign digitally, and we arrange delivery wherever suits you. No bank visits, no guarantors, no waiting weeks. From yes to driver's seat in days, not months.
At the end, you decide
When the contract ends you have three exits, all in writing from day one: buy the car at the guaranteed buyout price, hand it back under the terms of your contract, or start a new contract on another car from the fleet.
A real example: Xiaomi SU7 Ultra – Track Professional Package
24 months · €30,000 down · €2,395 a month with insurance and GPS · guaranteed buyout price: €40,000. All net, VAT shown separately. Buy it at the end by paying the buyout price and the car is yours. Or hand it back, under the terms of your contract.
The conditions, clearly
The same conditions you'll find in your offer and your contract. No small print.
Built for businesses
We lease to companies and self-employed professionals with a valid tax ID. If your company is registered elsewhere in the EU, we check its VAT number on the VIES register. We don't currently lease to private individuals.
Net prices, VAT on top
Every figure you see, on the website, in your offer and in your contract, is net. VAT (21%) is added on each invoice as a separate line.
One down payment, then a fixed fee
You pay a single down payment when you sign, then the same monthly fee until the contract ends. The down payment also serves as the security for the contract, so there's no separate deposit on top.
Insurance and GPS, each on its own line
Your monthly fee includes fully comprehensive insurance and GPS tracking, both itemised in your offer and on every invoice. Cover and excess are as set out in the policy, and a summary comes with your contract. We're upfront about the GPS: it's used for mileage, traffic fines, claims and the car's security, and your customer account shows mileage only, never location.
Your side: servicing, tyres and charging
Servicing, maintenance, tyres and charging are down to you. Rather not deal with it? Ask us for a separate service contract.
Two one-off fees at the start
At the start we invoice, once only, delivery with registration and the GPS installation (€500). The delivery fee depends on the car and is shown in your offer.
Road tax
The annual municipal road tax (IVTM) is on us: it doesn't appear in your fee or on your invoices.
Mileage
Every contract sets an annual mileage. We'll let you know as you approach it and when you reach it; any extra kilometres are settled on each contract anniversary and at the end, at the per-kilometre rate in your contract, plus VAT.
Your call at the end
When the contract ends you have three options: buy the car for the residual value fixed when you signed, hand it back, or start a new contract on the same car or a different one. If you buy, the car is sold as seen, with an inspection report, a fresh ITV (the Spanish MOT) and a battery state-of-health (SOH) report.
Whose car is it?
Throughout the contract the car belongs to us and is registered in our name on Spanish plates. It becomes yours only if you take up the purchase option at the end.
Not in our fleet? We'll source it
If the model you're after isn't in the fleet, we can bring it in: from dealer stock, no more than 5 years old, up to 60,000 km, with a full service history and worth at least €25,000 net. If the seller can't invoice with deductible VAT, your fee is worked out on a higher amount that includes that tax.